I enjoy reading The Saving Ninja’s posts and when I saw this thought experiment I had to post my reply. So here it goes, my ideas on what to do after early retirement / financial independence / financial freedom.
”Life is good. You finally did it! You pulled the plug on your day job after reaching financial independence. You never have to work for money ever again. But, you’re bored. You need something to do… You need a project! You grab a piece of paper and a pen and start thinking. Now that you’re financially free, what projects do you want to complete? However ambitious, however small, you now have the time to pursue anything that you like, what will you accomplish?”
The Saving Ninja
Talking About Financial Independence… I just love talking about money because of the opportunities it can bring. I’m not interested in money because of its ability to buy possessions, although yeah that is pretty sweet. Money planned well can help anyone carve a life they can enjoy and find purpose in, that is where my interest is. After ‘early retirement’ I will continue to write about getting (and staying) out of debt and building wealth. My mission is to help people get their money issues out-of-the-way to focus attention on their real interests, whatever this means to each person. Everyone has a calling or passion in life…My calling? Talking about financial independence of course 🙂
Cooking… As you can tell from my blog name I love to cook and eat. When I retire early I will have time to try new recipes and perfect old ones. In our house food isn’t just fuel, it is something to enjoy and savor. I grew up on home cooked meals, going out for food was only for very special occasions. Food is good for the mind and body. Growing up the dinner table gathering was a social event every night that we all attended, even in our teen years when we wanted to be anywhere else. Yes, cooking will be a big part of my retirement, and we will be teaching our kids how to cook too.
Naps, lots of naps…Do this need much explaining? I love a nap, naps are good for the soul and help to settle the mind and repair the body. Naps will feature a lot in my ‘retirement’.
Gardening / Nature…This is going to make me sound old, but I like gardening. This hobby started out as necessity, painting fences, weeding, mowing the lawn etc. I soon realised it was the perfect stress reliever and exercise all in one. My childhood consisted of running around in wide open fields and forests, and being in the garden takes me back to those carefree days. There is something soothing about nature, I have memories of ‘helping’ my dad grow fruit, veg and herbs, or sitting with mum in the paddling pool and later a barbecue for dinner, or just playing with our family dog running around the garden, this is the haven I want for our kids growing up. Maybe it is because I’ve been stuck in an office too long, but spending time outside is on my list for sure.
Travelling…Whether home or abroad I love to roam and sample new cultures & cuisines, not that I have been very adventurous to date. With lots of free time I will be able to venture to new places and meet new people (not too many though, I am most comfortable at home in my PJ’s if I’m honest). City breaks, beaches destinations and renting holiday homes, I will be making the most of exploring the world while I am young enough to enjoy it.
Spending Time With My Partner…I married my best friend, we have been together for 8 years and still enjoy spending time together. Although we have different hobbies and interests, our early retirement will be mostly spent together….. Oh as well as some breaks from each other, apparently spending too much time together can put a strain on a relationship soooooo wish us luck.
Watching My Children Grow Up…There is a small window of childhood and I want to make the most of it with my little boy (and if any others come along). At the moment he is in daycare full-time from 7.30am to 6pm, and this gives me major guilt. I don’t have the mental strength to stay at home full-time, that sh*t is difficult! There are no lunch hours or breaks when kids are around. However, I would like to spend more than just weekends and holidays getting to know him and watching him grow & learn.
Family & Friends…I’m very lucky I have my wonderful circle of friends and family. With early retirement I will be free to spend more time with the people I love, just doing whatever we fancy. We are all getting older and I want to make the most of our time together. Whether we are off to the coast, having cups of tea at home on a rainy day, eating out, or exploring our native Northern Ireland, it really won’t matter as long as we are together. With 60 hours a week freed up by not having to work I’m sure we will find plenty to do together.
Joining groups or communities…Over the years I have joined various groups & communities, it really is the best way to get out of a comfort zone and meet people from all walks of life. Without fail I always meet interesting people. I’ve joined parent groups and have taken cooking courses with chefs in state of the art facilities in Belfast. I recently joined a few local blogging groups & the events that followed. I joined Toastmasters to improve my competence in public speaking & networking, before this I was painfully shy in groups. My local library had a 6 week blogging course, you would be surprised what they offer outside ‘books’. I am a member of online Financial Independence groups and have attended a few meet ups. I don’t think I’ll ever get bored with meeting new people and learning new skills.
Writing…As the saying goes ‘to write well is to think clearly, that’s why it’s so hard’. I don’t know about you but my brain is like a browser with a thousand tabs open, always racing between ideas. Writing helps me to center my thoughts and focus, I’ve enjoyed writing and reading about my areas of interest. I write for myself and my sanity, there is a certain type of therapy in getting thoughts out and on the page. When I articulate these thoughts and ideas I find it adds a value to my life, as if my brain needs to clarify items before I can move on to the next idea.
Without a doubt I want to retire for selfish reasons, and I’ve realised with interest my ‘ideal’ retirement life doesn’t consist of many worldly possessions, maybe that is because the important things in life aren’t things at all. I want to live life to the full and for sure away from an office cubicle. I plan to dismiss my alarm clock, spend time with my family, cook, travel, read, write, shop, relax, find new hobbies, visit friends and do whatever the f*ck I like really.
How about you, have you got an idea of what your life would be like if you retired early or were financially independent? Please let me know in the comments section or on social media under EatSaveLiveUK.
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